
Guides
A multi-currency expense tracker for travel
Pay in yen, keep the books in yuan or dollars. Log the amount as spent. SimpleSpend stores the exchange rate with that record, then statistics can add everything in one display currency.
Record the money that left your pocket
A 1,200 yen lunch is 1,200 yen, not a converted guess you type by hand. Put the native amount on the line. The account can already carry a default currency; you can override it when the receipt disagrees.
SimpleSpend fetches a rate and keeps it on the record. Later, if rates move, that lunch still converts at the rate you stored, not at today’s number.
One display currency for the trip
Pick a display currency for statistics. Category rings and period totals convert into that currency so a week in two countries still reads as one trip.
A separate travel ledger helps. Everyday groceries at home stay out of the vacation total, and the travel book can still mix currencies inside it.
What this is not
This is not a bank feed and not a live FX trading tool. If a rate cannot be fetched, you still save the amount you typed; conversion waits until a rate exists.
Refunds, transfers between your own accounts, and net-worth tracking are not part of this page. Stick to “I paid this, in this currency, on this day.”
Log a foreign-currency expense in SimpleSpend
- Open the travel ledger (or create one).
- Enter the amount in the currency printed on the receipt.
- Save. SimpleSpend stores the rate with the record.
- Set a display currency when you want one total for the trip.
Common questions
Does the stored rate change later?
No. The rate is kept with that record. Statistics convert using the stored rate, not a new one.
Can each ledger use a different mix of currencies?
Yes. Ledgers are separate books. A travel ledger can hold several currencies at once.