SimpleSpend
Four plain paper envelopes and a pencil on a pale oak desk.

Guides

An iPhone budget tracker without ads

SimpleSpend shows income, expense, net, and a category split for a day, week, month, year, or a range you pick. You can set a monthly budget. There are no ads in the way of that page.

A line for the month

A budget here is a monthly cap on a category or on the book, not a full envelope system with rollover rules. Put a number you can see on the statistics page, then check it when you log.

Filter the same page by range if you want “this trip” instead of “this calendar month.” The budget still talks in months; the charts follow the filter.

Free tracking, paid extras

Core logging, budgets, and statistics are free. Pro adds unlimited recurring rules, creating a shared ledger, batch editing, and merging categories.

The free book is already ad-free. Paying Pro does not buy the absence of banners; there were none.

Keep books from colliding

If travel would blow the household cap, put travel in its own ledger with its own budget. All can add the books without merging the rules.

Shared household budgets live on a shared ledger. Personal caps stay on the personal book.

Set a monthly budget in SimpleSpend

  1. Open the ledger you care about.
  2. Set a monthly budget on the category or the book.
  3. Log expenses as usual.
  4. Open statistics for the month to see net, the category ring, and the budget line.
View on the App Store

Common questions

Are there ads in SimpleSpend?

No. The free tier has no ads. We do not sell your data.

Can each ledger have its own budget?

Yes. Budgets belong to a ledger. Travel and home can use different lines.